Notice to Owner in Florida: When and How to Serve It

Notice to Owner in Florida

If you’re working on a construction project in Florida and don’t have a direct contract with the property owner, Florida law may require you to serve a Notice to Owner (NTO) to preserve your right to file a lien. This requirement, found in Florida Statutes Chapter 713, is strict: missing the deadline or serving it improperly can eliminate your ability to enforce payment—even if the owner knows you’re involved in the project.